There are lots of ways to save money when you're planning a big celebration: Get your gown wholesale. Make your own invitations. Serve wine instead of having a full bar.
But experts say there are two areas where it's worth paying for a professional: Photos and music.
You're taking a risk if you expect guests to take good photos instead of hiring a pro. Instead, limit costs by sending the photographer home after the ceremony and first hour of the reception.
Find a photographer who will give you a CD with all the images instead of requiring you to pay for each print. Then e-mail copies to friends and family, put photos up on a share site and make your own album.
And while you could make your own CD or iPod playlist and rig up a sound system, you'll have a better party if you leave it to a professional.
"When you have a DJ or a band, they can read your crowd," said Sharon Naylor, author of "1,000 Best Wedding Bargains."
"They know what kind of music to play. You might not get as great a party if you don't hire an expert."
Be sure to consult with kids about acceptably cool music for their parties - it may be the single most important choice you make for that bar mitzvah, quinceanara or sweet 16.
